Financing Options for Fitness Equipment

Financing Options for Commercial & Residential Fitness Equipment

Whether you are making a small purchase, opening up a full commercial gym, or anything in between we have got you covered in the financing department!

Our financing options are easy, quick, trustworthy, and make any amount affordable.

Financing Option #1 - Affirm 

How to Use Affirm Financing

Buy Now, Pay Later with No Late Fees or Surprises. 

No Credit Impact - Checking your eligibility is quick and easy—and it won’t ding your credit.

Get Set Up in Minutes - Setting up Autopay is easy. The only thing you will have to do is enjoy your purchase.

No Hidden Fees, Ever - That’s why over 1 Million shoppers trust Affirm.

Affirm offers two payment plans:

1) Affirm Pay in 4

Make 4 interest-free payments every 2 weeks. Great for everyday purchases.

  • No interest or fees

  • No impact on your credit score

  • Set up easy, automatic payments

2) Monthly Payments

Choose monthly installments. Perfect for bigger ticket items. 

  • No hidden fees—ever

  • What you see is what you pay

  • Set up easy, automatic payments

Using Affirm is just as easy! Instead of inputting your credit card information at checkout, just choose "Affirm". Follow the prompts to sign up (this takes less than 3 minutes and has zero impact on your credit score).

Select your payment plan, then confirm your loan. They will never charge more than you see up front.

For example: Let’s say you make a purchase of $1,000. Choose to make 4 biweekly, interest-free payments of $250 or pay over 3 ($333/mo), 6 ($166/mo) or 12 ($83/mo) months from 0-31.99% APR (subject to provincial regulatory limitations). Please see table and footer for more details*

You can manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.


Financing Option #2 - Residential Fitness Equipment Financing 

FinanceIt is great for larger residential purchases if you want smaller payments. FinanceIt allows you to make payments on purchases up to $100,000 over terms up to 60 months - that's 5 years!

Financeit is the effortless, mobile-friendly way to pay for large purchases in low instalments. Get credit checks in seconds, complete applications in minutes. Set up pre-authorized payments and pay off your loan as early as you please – without penalty.

For FinanceIt, you will need to reach out to us directly to apply at - please include your purchase amount so we can provide accurate details of a payment plan. We will send you a personalized link to apply with all the details of your loan. You can decide from there if you would like to proceed.

 How to Use Finance It

Financing Option #3 - Commercial Fitness Equipment Financing

We have special partners for loans over $10,000 specifically to outfit commercial gym spaces. We have supported our clients in obtaining over $250,000 loans to open up commercial gym spaces. Just shoot us an email to and we will have our loan partners will reach out to you within 2 business days.

Just like all our other financing options - once your loan details are presented to you, you get to decide whether or not you want to proceed with your purchase. Either way, we are here to support you!




*Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject toan eligibility check. Not all customers will be eligiblefor 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD asforms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-freepayments of $200 every 2 weeks. For more information, please see